Technology-powered. Home equity focused. Human-guided.
Keep Your Rate. Access Your Equity.
See how much capital may be available from your home, rental property, or investment portfolio — in about 60 seconds.
Licensed guidance · ~60 seconds · No obligation.
Trusted by Real Estate Investors
Real feedback from clients we've helped with rental property financing goals.
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“The entire process was smooth from start to finish. Communication was excellent, and we always knew exactly what to expect.”
Mario H.
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“Professional, responsive, and easy to work with. The process was straightforward and exceeded our expectations.”
Gary D.
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“The team helped us secure a great financing solution and guided us through every step of the process.”
Daniel W.
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“What felt like a complicated process became surprisingly simple. Communication was excellent throughout, and the entire experience was smooth and professional.”
Kathir I.
What happens after you submit
What Happens After You Submit?
Every request is reviewed by a financing specialist to help evaluate potential home equity and HELOC options for your property.
Property Review
Review the submitted property information.
Equity & Capital Assessment
Evaluate available equity and financing scenarios.
Financing Strategy Review
Review potential options based on your goals.
Team Follow-Up
Discuss next steps and answer questions.
Why property owners start here
- Reviewed by a financing specialist
- No full loan application required to start
- Explore HELOC and home equity options
- Direct access to our team if questions arise
See How Investors Use Property Equity
Tap controls for sound. Illustrative—not a commitment to lend.
Use cases
Ways investors use rental property equity
Common paths for second-position equity access on investment property—subject to approval.
Acquire another rental
Fund a down payment or closing costs on the next deal while keeping your first mortgage in place.
Find My Rate →Renovate or reposition
Improve rent or property value before your next move—subject to approval on select programs.
Find My Rate →Build reserves
Stay liquid for vacancies, repairs, or insurance—without selling a cash-flowing asset.
Find My Rate →Consolidate expensive debt
Simplify higher-cost balances when structure and approval support a cleaner monthly picture.
Find My Rate →Recycle into the next deal
Draw, repay, and redeploy equity access as new investment property opportunities appear.
Find My Rate →Programs may be available for qualifying rental properties, subject to approval. Not a commitment to lend.
View illustrative scenario examples →
Licensed guidance · ~60 seconds · No obligation.
Ready when you are
Find out what may be available for your rental
~60 seconds · No obligation · Licensed guidance
Licensed guidance · ~60 seconds · No obligation.
FAQ
Questions property owners ask first
HELOC eligibility, equity access, and timing for primary homes, second homes, and rentals—straight answers, no sales script.
Can I access equity without refinancing my first mortgage?
Often, yes. A HELOC is typically a second-lien revolving line that may let you access equity while keeping your existing first mortgage in place—when combined loan-to-value, credit, and program guidelines allow. This is not a guarantee of approval or specific terms.
Can I get a HELOC on a rental property?
Revolving HELOC programs on non-owner-occupied rental collateral may be available for qualifying property owners, subject to approval, property type, equity, credit, and lender guidelines. Investor paths are underwritten differently than primary-residence products.
Can I get a HELOC on a second home?
Second-home and vacation-property HELOC programs may be available separately from primary-residence and rental paths, subject to approval, occupancy verification, equity, and state availability. Guidelines vary by lender.
How much equity do I need?
Combined loan-to-value limits vary by occupancy, property type, credit, and program. Many files require meaningful equity after existing liens—limits are lender-specific and subject to approval. A review may discuss illustrative ranges only.
Is this a loan application?
No. This is an educational review to explore financing options that may be available. It is not a loan application, approval, or commitment to lend. A licensed specialist can explain next steps if you choose to proceed.
How quickly will someone review my request?
Many requests receive follow-up within one business day when contact information is complete. Funding timelines depend on documentation, third-party items, and lender processing—subject to approval. Faster timelines are not guaranteed.
Will this affect my credit?
Starting a review does not by itself mean a hard credit inquiry. If you move forward with a full application, a licensed specialist can explain when credit is accessed and how inquiries may appear on your report.
What types of properties can be reviewed?
Primary residences, second homes, vacation properties, and rental or investment properties may be reviewed on different occupancy paths—subject to approval and property eligibility. Share your address and how you use the property to follow the right path.
Currently Serving Investors In
- AZ
- CA
- CO
- FL
- IL
- MI
- OR
- TX
- WA
Programs may be available in additional states through lending partners, subject to licensing and approval.